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Legal services for individuals
Financial Mis-selling
Financial institutions have had to set aside billions of pounds to compensate individuals who have been the victims of the mis-selling of financial products. Ferguson Financial Solicitors specialise in helping individuals to reclaim money owed to them. The most commonly mis-sold products are:
Professional Negligence
Professionals are legally bound to exercise “reasonable skill and care” when dealing with clients. If they fail to do this and their mistake was one that a reasonable professional working in the same field would not have made, and you suffered a loss as a direct result of the mistake, then they are liable for damages. These professionals could include, but are not limited to:
- Accountants
- Architects
- Banks
- Engineers
- Financial Advisers
- Insurance Brokers
- Legal Professionals
- Medical Professionals
- Surveyors
- Tax Consultants
If you feel that you may have suffered a loss as a direct result of professional negligence, or if you are unsure, contact Ferguson Financial Solicitors for immediate, no-obligation, assistance and advice. Contact us for more information »
Payment Protection Insurance (PPI)
Loans, credit cards and mortgages were often sold with Payment Protection Insurance to provide cover should the client be unable to make repayments due to accident, sickness or unexpected unemployment.
PPI can also be known as Accident, Sickness and Unemployment cover (ASU), Life & Accident, Sickness and Unemployment cover, Mortgage Payment Protection Insurance, Personal Loan Protection or Credit Card Repayment Protection.
If you feel that you may have been mis-sold one of these products, or if you are unsure, contact Ferguson Financial Solicitors for immediate, no-obligation assistance and advice. Contact us for more information »
Mis-sold Mortgage
A mis-sold mortgage is a mortgage that has been entered into by a borrower in circumstances where either a better deal was available and/or where no consideration has been given to the suitability or the affordability of the mortgage.
Contact us to find out if you have a potential claim.
Packaged/Premium Bank Accounts
These are bank accounts with a monthly or annual subscription charge. As an additional benefit they include extras such as travel insurance, mobile phone insurance, car breakdown cover, etc. These insurances may duplicate cover that you already have or may be inappropriate to your needs or circumstances.
If you feel that you may have been mis-sold one of these products, or if you are unsure, contact Ferguson Financial Solicitors for immediate, no-obligation assistance and advice. Contact us for more information »
Endowment Policy
These are bank accounts with a monthly or annual subscription charge. As an additional benefit they include extras such as travel insurance, mobile phone insurance, car breakdown cover, etc. These insurances may duplicate cover that you already have or may be inappropriate to your needs or circumstances.
If you feel that you may have been mis-sold one of these products, or if you are unsure, contact Ferguson Financial Solicitors for immediate, no-obligation assistance and advice. Contact us for more information »